GOOD BORROWER | Basic Guidelines For Conforming Loans


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See Basic Guidelines

	Conforming Loans Less than $417,000

	Conforming Guidelines With Income Fully Documented

	Conforming Guidelines With Income & Assets Stated, but not Verified

	Jumbo Loans Over $417,000

	Jumbo Guidelines With Income Fully Documented

	Jumbo Guidelines With Income & Assets Stated, but not Verified


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Basic Guidelines for Conforming Loans With

Income Fully Documented*

Click here to see rates for this program

Minimum Requirements*:

Maximum Loan Amount is $417,000.

Credit Score as low as 620.

Debt to Income Ratio as high as 50 %.

Single Family Residences, Condos & Townhomes. NO UNITS.

We don't lend on 2, 3 or 4 Units at this time.

We don't lend on investment properties at this time.

Primary Residence

Purchase/ No Cash out Refinance Loan to Value as high
as 90 %

Cash out Refinance Loan to Value as high as 80 %

2nd Homes

Purchase/ No Cash out Refinance Loan to Value as high
as 90 %.

We don't lend on 2, 3 or 4 Units or investment properties at this time.

* These are only basic requirements and are subject to change any time. Loan amount limitations will apply. Other conditions/requirements could apply based on the characterisitics of your loan and your situation.

Get a Preapproval

Based on a preliminary review of your income, credit, and debt, we may be able to provide a Credit Pre-Approval Certificate that will demonstrate your buying power to a real estate agent.

First Name:

Last Name:

Phone No:

E-Mail Address:

Preferred Method of Contact

Preferred Time of Contact

Time Frame to Purchase or Refinance

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