Credit Score as low as 700 for Purchase and No Cash out Refinances.
Credit Score as low as 720 for Cash out Refinances.
Credit Score as low as 700 for 2nd Home Purchase
and No Cash out Refinances
Debt to Income Ratio as high as 50 %.
Single Family Residences, Condos & Townhomes. NO UNITS.
We don't lend on 2, 3 or 4 Units at this time.
We don't lend on investment properties at this time.
Primary Residence
Purchase/ No Cash out Refinance Loan to Value as high
as 90 %
Cash out Refinance Loan to Value as high as 75 %. Credit Score of 720 Required for Cash out Loans
2nd Homes
Purchase/ No Cash out Refinance Loan to Value as high
as 90 %. Credit Score of 700 required for 2nd Homes
No Cash out available on 2nd Homes
We don't lend on 2, 3 or 4 Units or investment properties at this time.
* These are only basic requirements and are subject to change any time. Loan amount limitations will apply. Other conditions/requirements could apply based on the characterisitics of your loan and your situation.
Get a Preapproval
Based on a preliminary review of your income, credit, and debt, we may be able to provide a Credit Pre-Approval Certificate that will demonstrate your buying power to a real estate agent.
Maximum Loan Amount is $417,000.