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See Basic Guidelines |
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Basic Guidelines for Jumbo Loans With |
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Income & Assets Stated* |
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| Minimum Requirements*: |
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 Maximum Loan Amount is $1,000,000. |
| Credit Score as low as 700. |
| Debt to Income Ratio as high as 50 %. |
| Single Family Residences, Condos & Townhomes. NO UNITS. |
| We don't lend on 2, 3 or 4 Units at this time. |
| We don't lend on investment properties at this time. |
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| Primary Residence |
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Purchase/ No Cash out Refinance Loan to Value as high
as 75 % up to $650,000 loan amount
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Purchase/ No Cash out Refinance Loan to Value as high
as 75 % up to 1,000,000 loan amount with a Credit Score of 700
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Cash out Refinance Loan to Value as high as 70 % with a Credit Score of as low as 700 up to $650,000 loan amount.. |
Cash out Refinance Loan to Value as high as 75 % with a Credit Score of as low as 720 up to $650,000 loan amount..
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| 2nd Homes |
Purchase/ No Cash out Refinance Loan to Value as high
as 75 % with minimum Credit Score of 700 up to a Loan amount of $650,000
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No Cash out on 2nd Homes. |
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| We don't lend on 2, 3 or 4 Units or investment properties at this time. |
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| * These are only basic requirements and are subject to change any time. Loan amount limitations will apply. Other conditions/requirements could apply based on the characterisitics of your loan and your situation. |
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Get a Preapproval |
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| Based on a preliminary review of your income, credit, and debt, we may be able to provide a Credit Pre-Approval Certificate that will demonstrate your buying power to a real estate agent. |
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