Categories of Information We Collect:

We collect the following nonpublic personal information about you:

- Information we receive from you on applications or other forms
- Information about your transactions with us, our affiliates, or others
- Information we receive from a consumer-reporting agency

We do not disclose any nonpublic personal information about our current or former customers, except as required by law.

We restrict access to your nonpublic personal information to those employees working specifically to provide the loan origination services you have requested. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information

Parties With Whom We May Share Information:

We may share non-public personal information about our customers with companies in th that perform services for us or functions on our behalf (such as credit bureaus and insurance agents); Financial Institutions & Private Mortgage Insurance (PMI) Companies, to which we refer your file for approval; companies that perform marketing services on our behalf, and others with which you direct us to share information about you. We may also share information about you with companies within or outside our company, such as our  outside auditors, vendors who help us process transactions, or, upon request, by banking regulators and agencies, as permitted by law.